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HUD.gov / U.S. Department of Housing and Urban Development. – A Title I loan may be used for the purchase or refinancing of a manufactured home, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principal residence of the borrower.
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Home Equity Line of Credit Payment Calculator – Maximum loan amount for second/vacation homes is $500,000. Certain asset levels are required on line sizes greater than $500,000. Note, on certain refinance transactions we may lend up to 100% of the total equity in your home.
Eligibility – To determine if a property is located in an eligible rural area, click on one of the USDA Loan program links above and then select the Property Eligibility Program link. When you select a Rural Development program, you will be directed to the appropriate property eligibility screen for the Rural Development loan program you selected.